Novum everywhere

The PayOut solution for your business

Overseas money
transfers for businesses

fast, with competitive exchange rates and low fees to pay

1

Create your
novum account

Create your
novum account

2

Top Up
your account

Top Up
your account

3

PayOut from SGD in 20+ currencies with real exchange rate

PayOut from SGD in 20+ currencies with real exchange rate

PayOut from SGD in 20+ currencies with real exchange rate

4

Save on fees
and grow your business

Save on fees
and grow your business

Online, transparent, quick and safe payments solution at your fingertips

Business account for international payments without monthly fees, high rates or hidden charges. Pay your employees, contractors, vendors or suppliers all over the globe for less

Cross border payments for SMEs made easy

Make your international payments
5x cheaper than the old-school traditional banks

We are a licensed financial institution

which is regulated by the Monetary Authority of Singapore as a Major Payment Institution

We follow strict regulation supervised by the Monetary Authority of Singapore under license (No. PS20200538) registered in Singapore for Novum Financial Technologies Pte. Ltd

Novum is a payments platform that prioritises simplicity, speed and user experience. We always act fairly to our client and protect their interests

Keep your money safe

It is our priority. 24/7 accessible, safe to keep, safe to transfer

Fair prices,
no hidden fees

No subscriptions and no monthly fees. You’ll always see the fee upfront and only pay for what you use

Account opening

Free

Analytics

Free

Insights Panel

Free

International transfer

From 0.2%

FX Margin

From 0.2% above interbank / market rate* / Fee varies by currency

Holding positive balance on account

Free

Account maintenance

Free

Account closure

Free

Fair prices,
no hidden fees

No subscriptions and no monthly fees. You’ll always see the fee upfront and only pay for what you use

Account opening

Free

Analytics

Free

Insights Panel

Free

International transfer

From 0.2%

FX Margin

From 0.2% above interbank / market rate* / Fee varies by currency

Holding positive balance on account

Free

Account maintenance

Free

Account closure

Free

Novum Financial Technologies Pte. Ltd is regulated by the Monetary Authority of Singapore as a Major Payment Institution (licence No. PS20200538)

FAQ

What are the requirements to open a Novum account?

How do I apply for an account?

Are there any costs to open an account?

How long does the account opening take?

Is Novum safe?

How does Novum keep your money safe?

What would happen if Novum became insolvent?

What are the requirements to open a Novum account?

How do I apply for an account?

Are there any costs to open an account?

How long does the account opening take?

Is Novum safe?

How does Novum keep your money safe?

What would happen if Novum became insolvent?

Start simplifying your payments

Novum needs the contact information you provide to us to contact you about our products and services. For information on our privacy practices, please review our Privacy Policy.

© Copyright Novum 2025. All rights reserved.

Novum Financial Technologies Pte. Ltd is regulated by the Monetary Authority of Singapore as a Major Payment Institution (licence No.PS20200538). You may contact us via e-mail: wecare@novum.money